Florida Chapter 13 Bankruptcy Attorney

When an unexpected setback results in overwhelming debt, Chapter 13 bankruptcy offers you the relief you need to get back on your feet. If you have fallen into debt and are having trouble catching up with your finances on your own, Chapter 13 bankruptcy may be right for you. Chapter 13 bankruptcy, also called “debt reorganization,” is a debt repayment plan that allows you to pay off your debts over a period of up to 5 years.

Unlike Chapter 7 bankruptcy, Chapter 13 does not eliminate or liquidate your unsecured debt, but in many cases it will reduce how much you pay to your unsecured creditors.  Under Chapter 13 bankruptcy, all of your debts are consolidated and paid off by means of a monthly payment plan based on your disposable monthly income. Chapter 13 bankruptcy is ideal in the sense that you pay your monthly living expenses first, and then pay a portion of your remaining income towards your debt repayment plan. Once you have started paying off your debts under Chapter 13 bankruptcy, you will no longer be subjected to creditor harassment, threats of repossessions, foreclosure, eviction, wage garnishments, etc.

Is Chapter 13 bankruptcy right for me?
If you do not qualify for bankruptcy under Chapter 7, you can file for Chapter 13 bankruptcy. Chapter 13 bankruptcy is ideal for people who:

• Wish to keep non-exempt assets, such as real estate, automobiles, businesses, etc.
• Wish to save their home from foreclosure
• Wish to catch up on their mortgage or car payments
• Have a stable income to pay off creditors over time

Contact Florida Chapter 13 Bankruptcy Attorney
If you are currently overwhelmed with debt, a knowledgeable Florida bankruptcy lawyer can evaluate your situation, and help you take the right steps to overcome your financial troubles. As an experienced Florida Chapter 13 bankruptcy attorney, I can advise you of your best options, and confidently guide you throughout this complex legal process. I understand that when debt begins to accumulate it can seem like a hopeless situation. Let me ease the stress and anxiety you are currently experiencing by helping you file for debt relief under Chapter 13 bankruptcy. It could be the best decision of your life.

If are interested in eliminating your debt through Chapter 13 bankruptcy, please contact my law office at (386) 677-6241.  I can help you take the steps toward becoming debt free, all while keeping your valuable assets and property.

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