Student loans make it possible for millions of people to attend college every year. By the time it’s all said and done, Florida residents may have several loans with various interest rates to pay back. This is an expensive proposition for the majority of borrowers. I often help clients deal with their federal student loans through the process of Florida Student Loan Consolidation. Although rolling multiple small loans into a single one can help make [...]
About Jeff CohenThis author has not yet filled in any details.
So far Jeff Cohen has created 16 blog entries.
If you are trying to make ends meet despite overwhelming credit card debt, unexpected medical expenses or as the result of reduced income, you may be considering bankruptcy. One of the questions most people have is, “Can I keep my house if I file for bankruptcy?” Thanks to the Mortgage Modification Mediation Program (MMM), this is a possibility for many Seminole County residents. Altamonte Springs bankruptcy attorney Lewis Roberts can help you. Almost 2,000 people [...]
The House of Representatives voted to overturn a recent change to Defense to Repayment, a method for student loan borrowers to seek a reduction or reprieve from federal student loans they took out to attend college. The regulation overturned by Congress was recently put in place by Betsy DeVos, U.S. Secretary of Education. What Does It Mean? The regulation has been criticized as a method of limiting the amount of federal student loan forgiveness a [...]
Florida veterans often pay a heavy price for their service to their country. The physical and emotional toll can be devastating, and financial hardships often result. In many cases, filing bankruptcy helps veterans get some breathing room from overwhelming debt and move forward with their lives. At Lewis Roberts, PA, I often help clients determine if bankruptcy is right for them. The Honoring American Veterans in Extreme Need Act of 2019 became law in August [...]
The Department of Education has a variety of solutions to help those with federal student loans. One of these options is called DTR or Defense to Repayment. This option allows a borrower to tell his or her story as to why they should be released from having to pay their loan back. This option was a popular one for those involved with colleges who closed before the borrower graduated, such as ITT, colleges who made [...]
If you live in Florida and have become unemployed, had a medical emergency, or experienced other unexpected events, you may be struggling financially. Over time, bankruptcy can start looking like the best option. It can help you get some breathing room when the bills continue to pile up, and there is less money to pay them. At Lewis Roberts, PA, I often help clients determine if filing Chapter 7 or Chapter 13 can help them [...]
Are you a college senior in Florida? Congratulations! You are less than two semesters away from starting the rest of your life. You may be focusing on making the most of your last year in college, trying to decide what to do after graduation or looking for a job that lets you actually use your degree. If you aren’t making plans for paying back your student loans in 2020, you should be. Don’t become another [...]
If you are like most people, you want to fill the gas tank when it gets low, pay your bills on time, and enjoy happy hour with friends and co-workers without wondering what sacrifices you’ll need to make. Unfortunately, life in Florida doesn’t always go as planned. Suddenly, bills are unpaid, late fees are accruing and everything feels like it’s out of control. You may think that filing bankruptcy is the best way to gets [...]
If you are like many Florida families, credit card payments, mortgage payments, medical bills and other financial obligations are an insurmountable amount of debt. Filing bankruptcy may help give you some breathing room. At Lewis Roberts, PA, we often assist clients in deciding when bankruptcy is the best option for their situation and help with the filing process. Whether income tax debt is dischargeable under the Bankruptcy Codes depends on a variety of factors. IRS [...]
As summer winds down, most Florida parents are prepping for the next school year. If your teen is heading into his/her junior or senior year, you may be fretting about how to pay for their college tuition. One issue that concerns parents today is whether their federal student loan debt will affect their child’s eligibility. The answer is, generally, “No.” However, if you are struggling to maintain payments while still trying to help your child [...]