Chapter 13 bankruptcy is a popular type of bankruptcy that gives filers breathing room to get their finances back on track. If you have filed for Chapter 13 bankruptcy, it is vital to take great care to comply with the terms of the plan to avoid serious legal and financial consequences. Jacksonville Bankruptcy Court Payment […]
Can Bankruptcy Stop Repossessions?
If your finances have gotten to the point where you’re worried about your vehicle being repossessed, you may be asking yourself whether filing for bankruptcy can bring relief. People are often reluctant to move forward with bankruptcy. One of the most common questions bankruptcy attorneys hear is, “Will I lose everything if I file for […]
Does the Bankruptcy Trustee Come to My Home?
One of the challenges many consumers face is an overwhelming amount of debt. The last few years let you make more purchases for different goods and services using easy financing and low interest rates. Times are changing, with many consumers facing overwhelming payments and debt. The situation is becoming dire, and more people are filing […]
5 Tips on Settling a Tax Debt for an Amount You Can Afford
Paying taxes is never fun. Even when things go smoothly, it usually requires hours of paperwork. When things don’t go so smoothly, you could spend days or even weeks determining how much you owe. But what do you do when you’ve done all the paperwork and realize you can’t afford to pay your tax debt? […]
Effectively Managing Child Support in Florida and Chapter 7 Bankruptcy
Managing your finances can be challenging when you become overwhelmed with debt. No one tells you about this trap when offering easy financing and low-interest rates. For many consumers, Chapter 7 bankruptcy offers a fresh start, with 239,125 filings this year. Your child support is one of the sticking points when discharging your debt and […]
Is Florida Student Loan Consolidation the Right Move?
Student loans make it possible for millions of people to attend college every year. By the time it’s all said and done, Florida residents may have several loans with various interest rates to pay back. This is an expensive proposition for the majority of borrowers. I often help clients deal with their federal student loans […]
Bankruptcy Protections for Disabled Veterans
Florida veterans often pay a heavy price for their service to their country. The physical and emotional toll can be devastating, and financial hardships often result. In many cases, filing bankruptcy helps veterans get some breathing room from overwhelming debt and move forward with their lives. At Lewis Roberts, PA, I often help clients determine […]
Ask Yourself These 5 Questions Before Filing Bankruptcy
If you are like most people, you want to fill the gas tank when it gets low, pay your bills on time, and enjoy happy hour with friends and co-workers without wondering what sacrifices you’ll need to make. Unfortunately, life in Florida doesn’t always go as planned. Suddenly, bills are unpaid, late fees are accruing […]
Child Support in Chapter 13
When filing a Chapter 13 bankruptcy in Florida, it is important to understand how child support payments and any arrears are impacted. Unlike Chapter 7, where an attempt is made to pay off these debts as part of liquidating assets, Chapter 13 requires you to catch up on any past due balances. The reason for […]
Federal Tax Intercept – What is it?
A Federal Tax Intercept is an interception of any refund you are receiving from your tax return by the Internal Revenue Service to pay off government debt. Federal Student Loans are such a government debt which may result in a tax intercept. Typically, you will not receive any specific advance notice of the intent to […]