There are multiple types of bankruptcy. Which type you choose depends on your financial situation and your ability to pay back your debt given specific types of assistance. Typically, individuals file for either Chapter 13 or Chapter 7 bankruptcy. But what is Chapter 13 bankruptcy and what is Chapter 7 bankruptcy? Understanding the differences is […]
Because of the various stigmas that surround bankruptcy, it can often be easy to forget that bankruptcy is a form of financial protection for the person who files it. Bankruptcy can potentially keep you from losing your home, business, vehicles, or other possessions, if used properly. Depending on your financial situation, it can protect you […]
Chapter 7 bankruptcy is an option of last resort for most people. This is partially because of the consequences of bankruptcy and partially because most people have negative opinions about the process and results. Bankruptcy is a process that is supposed to help people in financial distress recover when more traditional options aren’t available. But […]
Anyone can file for bankruptcy — even if they have a high income. However, there are two kinds of bankruptcy for individuals: Chapter 7 is for those with a limited income, and Chapter 13 has no income limit. Determining whether you qualify for Chapter 7 bankruptcy can be confusing, as you need to see whether […]
If you’ve filed for bankruptcy in the past, you know the powerful financial relief it can provide. When you find that your bills are once more too much to keep up with, you might be wondering if filing a second time is an option and how soon you can file. However, bankruptcy refiling rules depend […]
If you’ve recently lost your job and the bills are piling up, you might begin to wonder, “Can you file bankruptcy while unemployed?” The good news is you’re allowed to file for bankruptcy while you’re unemployed. However, before doing so, it’s important to consider whether it’s the best way out of your current financial situation. […]
Foreclosures are common throughout Florida. Every day in the Sunshine State, hundreds of property owners find themselves being foreclosed on. Unfortunately, many are not aware of their rights during foreclosure or that the bankruptcy automatic stay will pause foreclosure in Florida. If you need on-point, effective guidance and representation, contact Lewis Roberts, PA. Learn how […]
Chapter 7 bankruptcy is a way for individuals to regain some financial traction and get their affairs back in order. Because Chapter 7 may involve the liquidation of a petitioner’s assets, petitioners often wonder which assets they are permitted to hold on to, such as cash in a savings account. The answer is that Florida […]
Bankruptcy is a complex legal procedure that can relieve a significant amount of financial stress. Because bankruptcy laws are complicated, individuals are strongly advised to hire legal counsel to represent them. However, some filers choose the DIY route. This should only be done with a strong understanding of certain information to avoid potential major pitfalls. […]
Florida Chapter 13 bankruptcy cases often involve people with two mortgages. Can Chapter 13 help alleviate the pain and stress? This is one of the most powerful tools in a Chapter 13 bankruptcy case. With the real estate boom, many Florida residents bought homes with two mortgages. Other people refinanced their homes in Florida and took […]
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Lewis Roberts, PA
1540 International Pkwy #2000
Lake Mary, FL 32746