Florida Chapter 13 cases often come with questions about cars. Clients frequently own or are financing an automobile and are worried about losing their car when they file a Chapter 13 petition. This is a reasonable concern, especially since the main benefit of Chapter 13 bankruptcy over Chapter 7 bankruptcy is that it is supposed […]
The basic idea behind bankruptcy is that once you complete the process, you can enjoy a fresh financial start. This means that your debts are essentially wiped away, and you maintain some assets that you can use to move forward financially. While most people assume that bankruptcy covers all types of debts, that is not […]
Few students in Florida who need private student loans can get one without a cosigner. This usually isn’t a problem if you pay off your loans without assistance. But what happens if you can’t afford to pay off your debts and need to file for bankruptcy? When it comes to cosigner liability in bankruptcy, the […]
When you aren’t earning the income you expected, paying for student loans can be difficult — or even impossible. If you are facing this situation, you may be considering bankruptcy as an option for escaping from overwhelming debt. Many people start by searching, “Chapter 7 bankruptcy: the liquidation option,” but there are other bankruptcy paths […]
Filing for bankruptcy can feel daunting. Many people worry that they will never get back on their feet after bankruptcy or that retirement will no longer be possible in the future. The good news is that bankruptcy doesn’t have to destroy your retirement planning. Understanding the types of retirement accounts protected in Florida bankruptcy cases […]
There are multiple types of bankruptcy. Which type you choose depends on your financial situation and your ability to pay back your debt given specific types of assistance. Typically, individuals file for either Chapter 13 or Chapter 7 bankruptcy. But what is Chapter 13 bankruptcy and what is Chapter 7 bankruptcy? Understanding the differences is […]
Because of the various stigmas that surround bankruptcy, it can often be easy to forget that bankruptcy is a form of financial protection for the person who files it. Bankruptcy can potentially keep you from losing your home, business, vehicles, or other possessions, if used properly. Depending on your financial situation, it can protect you […]
Chapter 7 bankruptcy is an option of last resort for most people. This is partially because of the consequences of bankruptcy and partially because most people have negative opinions about the process and results. Bankruptcy is a process that is supposed to help people in financial distress recover when more traditional options aren’t available. But […]
Anyone can file for bankruptcy — even if they have a high income. However, there are two kinds of bankruptcy for individuals: Chapter 7 is for those with a limited income, and Chapter 13 has no income limit. Determining whether you qualify for Chapter 7 bankruptcy can be confusing, as you need to see whether […]
If you’ve filed for bankruptcy in the past, you know the powerful financial relief it can provide. When you find that your bills are once more too much to keep up with, you might be wondering if filing a second time is an option and how soon you can file. However, bankruptcy refiling rules depend […]
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Lewis Roberts, PA
1540 International Pkwy #2000
Lake Mary, FL 32746