Many people wonder how to rebuild credit after bankruptcy in Florida. A practical, month-by-month plan built around federal credit rules and Florida-specific protections should be the focus. Credit recovery rarely happens overnight, yet steady action creates measurable progress. An experienced Florida bankruptcy attorney offers valuable support during this stage, helping ensure discharged debts receive proper […]
Money pressure hits harder when a household includes several dependents. Grocery bills hit harder, housing costs rise, and childcare or medical needs add layers of responsibility. Many Florida families in this position wonder whether bankruptcy offers a workable path forward and, more specifically, how Florida’s bankruptcy means test works for large families. The means test […]
Divorce and financial strain often arrive at the same time. Many Florida residents reach a point where unpaid credit cards, medical bills, or business debt overlap with the end of a marriage. That overlap raises one pressing question: should you file bankruptcy before or after divorce in Florida? The answer depends on timing, income, assets, […]
Payday loans in bankruptcy typically receive the same treatment as other unsecured debts under federal law. Many Florida borrowers assume these high-interest loans follow special rules or receive protected status, but the legal reality often differs from what aggressive collectors might suggest. The automatic stay that takes effect when you file bankruptcy applies to payday […]
Private student loans and bankruptcy in Florida follow federal rules, not state-specific standards. Many borrowers assume all student loans receive identical treatment in bankruptcy, but the legal reality is more nuanced than the common “never dischargeable” message suggests. The distinction between federal and private student loans matters significantly when you consider bankruptcy options. Some private […]
The last thing anyone wants while traveling or seeking specialized care is the stress of massive medical bills. But for many Florida residents, that stress is compounded by a complex question: what happens to out-of-state medical debt when you’re facing bankruptcy? Maybe an emergency hospital transfer crossed state lines, an unexpected accident happened far from […]
People in Florida who turn to bankruptcy for relief often do so after months or years of financial stress. Unfortunately, scammers exploit that vulnerability. They pretend to offer legal help, but their goal is to take advantage of people at one of the hardest points in their lives. Avoiding bankruptcy scams in Florida: red flags […]
If you’re a licensed professional in Florida going through bankruptcy, you might wonder if your medical, legal, or contractor’s license is at risk. How bankruptcy affects your Florida professional license depends on your specific situation, the type of bankruptcy, and how your licensing board views financial responsibility. A knowledgeable bankruptcy lawyer in Orlando, FL, can […]
Financial setbacks affect many people at some point in their lives. When bankruptcy becomes the best option to recover stability, finding a new home can feel uncertain. Many Floridians worry about whether a past or ongoing bankruptcy will prevent them from renting a place to live. The truth is, renting an apartment in Florida during […]
Military service members in Florida often carry responsibilities that extend far beyond civilian life. Financial pressure may grow for many reasons, and bankruptcy sometimes becomes the legal path that offers structure and relief. Service members often wonder how military allowances, deployments, benefits, and regulations might influence a bankruptcy case. The unique considerations of military service […]
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Lewis Roberts, PA
1540 International Pkwy #2000
Lake Mary, FL 32746