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Orlando Bankruptcy Attorney Lewis Roberts

341 Meeting Guide & FAQs

You’ve taken the first step — we’re here to make the rest as clear and stress-free as possible. Below you’ll find a video walkthrough of your 341 Meeting and answers to the questions we hear most.

Your 341 Meeting: What to Expect

If you have an upcoming 341 Meeting, start here. This short video walks you through exactly what to expect and how to set up Zoom for the meeting.

Frequently Asked Questions

Common Questions from Current Clients

These are the questions we hear most often during the bankruptcy process. If something isn’t covered here, please reach out to your assigned paralegal directly.

1. What is the 341 Meeting of Creditors?

The 341 Meeting (also called the “Meeting of Creditors”) is a required step in your bankruptcy case. Here’s what you need to know:

  • It’s conducted via Zoom — not in a courtroom
  • A trustee (not a judge) will ask you a few questions about your finances under oath
  • Attorney Lewis will be on the call with you
  • It typically lasts 5 to 15 minutes
  • Creditors are allowed to attend but rarely do

You’ll receive your Zoom link and detailed instructions via email before your meeting date.

Here is a sample of what the trustee typically asks during the Zoom meeting:

  1. Please raise your right hand to be sworn in…
  2. State your full name.
  3. Are any creditors present? … None appeared.
  4. Did you read the schedules and statements before you signed them?
  5. Did you understand when you signed, you did so under penalty of perjury?
  6. Did you list all of your assets and liabilities?
  7. Is there anything you need to add or change?
  8. Are you ordered to pay alimony or child support?
  9. Does anyone owe you a debt of any kind?
  10. Are you suing, or do you have a reason to sue anyone for any reason?
  11. Have you sold or given away anything in the last X years?
  12. Have you repaid any debts to friends or family within the last year?
  13. Is anyone holding property that belongs to you?
  14. Do you expect an inheritance in the next 6 months?
  15. Are you the maker or beneficiary of any trust?

The trustee may ask additional questions. The Zoom meeting generally does not take longer than 10 minutes.

2. How do I prepare for my 341 Zoom meeting?

A few simple steps will help your meeting go smoothly:

  • Test your Zoom camera and microphone ahead of time
  • Join using your real, full name — not a nickname or phone number
  • Keep your camera and microphone OFF until the trustee calls your name
  • Have your photo ID and Social Security card nearby — you may be asked to show them on camera
  • Be in a quiet, private location with a stable internet connection and be on time — missing your meeting causes delays

3. What documents do I need to provide?

After you retain our firm, you’ll receive a checklist tailored to your specific case. Most clients need to provide:

  • Pay stubs for the last 6 months (or a Profit & Loss statement if self-employed)
  • Tax returns from the last 2 years
  • Bank statements for all accounts — 6 months — including checking, savings, PayPal, Venmo, Cash App, Coinbase, and any investment accounts
  • A copy of your driver’s license and Social Security card
  • Vehicle titles or registrations, and mortgage statements if applicable

Please send everything at once whenever possible. We can’t begin preparing your petition until all documents are received and reviewed by our team.

4. Why does the firm keep requesting more documents?

We know it can feel like a lot — and we understand the frustration. Bankruptcy law requires complete financial disclosure. As we review your documents, we sometimes find:

  • Missing pages or incorrect date ranges
  • Bank transfers that point to accounts not yet disclosed
  • Income sources or assets that need to be accounted for

This isn’t extra work for the sake of it. It’s how we protect you from trustee objections and make sure your case moves forward without complications.

5. What happens after my case is filed?

Once your petition is filed, several important things happen right away:

  • An automatic stay goes into effect — creditors must stop all collection efforts immediately
  • A trustee is assigned to review your case
  • Your 341 Meeting is scheduled, typically 4 to 6 weeks after filing
  • You’ll need to complete a required financial education course before your case can be discharged
  • The trustee may request additional documents — this is completely normal

Our team will keep you updated every step of the way and send reminders for any upcoming deadlines.

6. Who do I contact with questions about my case?

Your primary point of contact is the paralegal assigned to your case. They handle document collection, day-to-day questions, and case preparation.

For legal questions specific to your bankruptcy strategy, Attorney Lewis handles those directly.

Please reply to the email address your team member uses — that’s the fastest way to get answers and make sure nothing gets missed.

Important Reminders

Do not use AI tools for case questions

Do not use Google, ChatGPT, or any AI tool for questions about your case. First, putting your situation into AI destroys any attorney–client privilege you have. You have publicly shared your information. Second, AI tools like ChatGPT sound confident — but they frequently give wrong, outdated, or inapplicable information about bankruptcy law. What’s true in one state or case type may not apply to yours. We’ve seen clients make decisions based on AI answers that directly hurt their case. When something comes up, contact our office. That’s what we’re here for.

When in doubt, disclose it

The most common issues come from clients who unknowingly leave out bank accounts, income sources, or transfers to family members. If you’re unsure whether something counts — tell us, and we’ll sort it out.

Send everything at once

Submitting documents one at a time or over several weeks slows your case down and can cause earlier documents to expire. Aim to gather everything together before you send.

Bankruptcy Lawyer Lewis Roberts

Attorney Lewis Roberts

The weight of debts that one cannot pay carries financial stress into every waking moment. It is time for this to end. Lewis Roberts, PA, offers solutions to relieve these worries. With over 20 years of experience in helping individuals overcome the burden of debt, bankruptcy attorney Lewis Roberts presents a range of options tailored to each unique situation. Clients can trust his advice on any matter related to debts, as he identifies appropriate options and explains the paths to debt relief clearly and carefully. This ensures that clients make the best decisions for their future. [ Attorney Bio ]