What happens to your tax refund during bankruptcy in Florida depends on several moving parts, including the filing timing, the bankruptcy chapter, and how exemptions are applied. Florida tax refund and bankruptcy questions spark genuine concern for many, especially when those funds were already earmarked for important expenses. The rules around a tax refund during […]
If you’re struggling with debt, you might be considering bankruptcy as a possible option. Many people say that bankruptcy erases your debt, but that’s not completely true — bankruptcy can wipe out some (but not all) kinds of unsecured debt, and secured debt can sometimes be discharged. Before filing for bankruptcy, you should make sure […]
Florida Chapter 13 cases often come with questions about cars. Clients frequently own or are financing an automobile and are worried about losing their car when they file a Chapter 13 petition. This is a reasonable concern, especially since the main benefit of Chapter 13 bankruptcy over Chapter 7 bankruptcy is that it is supposed […]
The basic idea behind bankruptcy is that once you complete the process, you can enjoy a fresh financial start. This means that your debts are essentially wiped away, and you maintain some assets that you can use to move forward financially. While most people assume that bankruptcy covers all types of debts, that is not […]
Few students in Florida who need private student loans can get one without a cosigner. This usually isn’t a problem if you pay off your loans without assistance. But what happens if you can’t afford to pay off your debts and need to file for bankruptcy? When it comes to cosigner liability in bankruptcy, the […]
When you aren’t earning the income you expected, paying for student loans can be difficult — or even impossible. If you are facing this situation, you may be considering bankruptcy as an option for escaping from overwhelming debt. Many people start by searching, “Chapter 7 bankruptcy: the liquidation option,” but there are other bankruptcy paths […]
Filing for bankruptcy can feel daunting. Many people worry that they will never get back on their feet after bankruptcy or that retirement will no longer be possible in the future. The good news is that bankruptcy doesn’t have to destroy your retirement planning. Understanding the types of retirement accounts protected in Florida bankruptcy cases […]
There are multiple types of bankruptcy. Which type you choose depends on your financial situation and your ability to pay back your debt given specific types of assistance. Typically, individuals file for either Chapter 13 or Chapter 7 bankruptcy. But what is Chapter 13 bankruptcy and what is Chapter 7 bankruptcy? Understanding the differences is […]
Because of the various stigmas that surround bankruptcy, it can often be easy to forget that bankruptcy is a form of financial protection for the person who files it. Bankruptcy can potentially keep you from losing your home, business, vehicles, or other possessions, if used properly. Depending on your financial situation, it can protect you […]
Chapter 7 bankruptcy is an option of last resort for most people. This is partially because of the consequences of bankruptcy and partially because most people have negative opinions about the process and results. Bankruptcy is a process that is supposed to help people in financial distress recover when more traditional options aren’t available. But […]
Take the step of calling us or filling out our contact form. We will personally make sure someone contacts you within 4 business hours to help you get on your way to answering your questions.
Lewis Roberts, PA
1540 International Pkwy #2000
Lake Mary, FL 32746