Anyone can file for bankruptcy — even if they have a high income. However, there are two kinds of bankruptcy for individuals: Chapter 7 is for those with a limited income, and Chapter 13 has no income limit. Determining whether you qualify for Chapter 7 bankruptcy can be confusing, as you need to see whether […]
If you’ve filed for bankruptcy in the past, you know the powerful financial relief it can provide. When you find that your bills are once more too much to keep up with, you might be wondering if filing a second time is an option and how soon you can file. However, bankruptcy refiling rules depend […]
If you’ve recently lost your job and the bills are piling up, you might begin to wonder, “Can you file bankruptcy while unemployed?” The good news is you’re allowed to file for bankruptcy while you’re unemployed. However, before doing so, it’s important to consider whether it’s the best way out of your current financial situation. […]
Foreclosures are common throughout Florida. Every day in the Sunshine State, hundreds of property owners find themselves being foreclosed on. Unfortunately, many are not aware of their rights during foreclosure or that the bankruptcy automatic stay will pause foreclosure in Florida. If you need on-point, effective guidance and representation, contact Lewis Roberts, PA. Learn how […]
Chapter 7 bankruptcy is a way for individuals to regain some financial traction and get their affairs back in order. Because Chapter 7 may involve the liquidation of a petitioner’s assets, petitioners often wonder which assets they are permitted to hold on to, such as cash in a savings account. The answer is that Florida […]
Bankruptcy is a complex legal procedure that can relieve a significant amount of financial stress. Because bankruptcy laws are complicated, individuals are strongly advised to hire legal counsel to represent them. However, some filers choose the DIY route. This should only be done with a strong understanding of certain information to avoid potential major pitfalls. […]
Florida Chapter 13 bankruptcy cases often involve people with two mortgages. Can Chapter 13 help alleviate the pain and stress? This is one of the most powerful tools available in a Chapter 13 bankruptcy case, especially when guided by an experienced Chapter 13 lawyer. With the real estate boom, many Florida residents bought homes with […]
If your finances have gotten to the point where you’re worried about your vehicle being repossessed, you may be asking yourself whether filing for bankruptcy can bring relief. People are often reluctant to move forward with bankruptcy. One of the most common questions bankruptcy attorneys hear is, “Will I lose everything if I file for […]
One of the challenges many consumers face is an overwhelming amount of debt. The last few years let you make more purchases for different goods and services using easy financing and low interest rates. Times are changing, with many consumers facing overwhelming payments and debt. The situation is becoming dire, and more people are filing […]
Paying taxes is never fun. Even when things go smoothly, it usually requires hours of paperwork. When things don’t go so smoothly, you could spend days or even weeks determining how much you owe. But what do you do when you’ve done all the paperwork and realize you can’t afford to pay your tax debt? […]
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Lewis Roberts, PA
1540 International Pkwy #2000
Lake Mary, FL 32746