If you are considering filing for bankruptcy, you might already know that you can qualify for Chapter 7 only if your income is sufficiently low enough. Chapter 13 bankruptcy is an option for those who are ineligible for Chapter 7. So what is the Chapter 13 bankruptcy means test in Florida? Here’s a closer look. […]
Florida Chapter 13 cases often come with questions about cars. Clients frequently own or are financing an automobile and are worried about losing their car when they file a Chapter 13 petition. This is a reasonable concern, especially since the main benefit of Chapter 13 bankruptcy over Chapter 7 bankruptcy is that it is supposed […]
What do you do when the bills are piling up and you are no longer able to pay them all? There are several answers to this question, depending on your circumstances. For example, if you have student loans, you may be eligible for student loan forgiveness through certain options for federal student loans. Alternatively, you […]
Anyone can file for bankruptcy — even if they have a high income. However, there are two kinds of bankruptcy for individuals: Chapter 7 is for those with a limited income, and Chapter 13 has no income limit. Determining whether you qualify for Chapter 7 bankruptcy can be confusing, as you need to see whether […]
If you’ve filed for bankruptcy in the past, you know the powerful financial relief it can provide. When you find that your bills are once more too much to keep up with, you might be wondering if filing a second time is an option and how soon you can file. However, bankruptcy refiling rules depend […]
If you’ve recently lost your job and the bills are piling up, you might begin to wonder, “Can you file bankruptcy while unemployed?” The good news is you’re allowed to file for bankruptcy while you’re unemployed. However, before doing so, it’s important to consider whether it’s the best way out of your current financial situation. […]
Florida Chapter 13 bankruptcy cases often involve people with two mortgages. Can Chapter 13 help alleviate the pain and stress? This is one of the most powerful tools available in a Chapter 13 bankruptcy case, especially when guided by an experienced Chapter 13 lawyer. With the real estate boom, many Florida residents bought homes with […]
Chapter 13 bankruptcy is a popular type of bankruptcy that gives filers breathing room to get their finances back on track. If you have filed for Chapter 13 bankruptcy, it is vital to take great care to comply with the terms of the plan to avoid serious legal and financial consequences. Jacksonville Bankruptcy Court Payment […]
When filing a Chapter 13 bankruptcy in Florida, it is important to understand how child support payments and any arrears are impacted. Unlike Chapter 7, where an attempt is made to pay off these debts as part of liquidating assets, Chapter 13 requires you to catch up on any past due balances. Working with an […]
So you chose to file a chapter 13 payment plan? Also known as a chapter 13 plan of reorganization, or a budget plan. You most likely: make too much money to qualify for Chapter 7, have un-exempt equity in an asset you wish to keep, are stripping your second mortgage, or you are behind on […]
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Lake Mary, FL 32746