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Orlando Attorney Lewis Roberts

Chapter 13 and Your Plan Payments

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Chapter 13 bankruptcy is a popular type of bankruptcy that gives filers breathing room to get their finances back on track. If you have filed for Chapter 13 bankruptcy, it is vital to take great care to comply with the terms of the plan to avoid serious legal and financial consequences.

Jacksonville Bankruptcy Court Payment Due Date

Paying on Time

Was your Chapter 13 filed in Orlando, Jacksonville, or Tampa Bankruptcy Court? If so, your planned payment is due within 30 days of filing your case. It does not matter if you haven’t attended your meeting of creditors yet – the trustee must receive your payment, and it’s your job to make sure the money is received.

If your payment does not arrive on time, you may have problems with your Chapter 13 case.

Typical Bankruptcy Payment Plan Details

Most Florida consumers are in a plan of 36 months or 60 months, depending on their income. Plans can not extend for more than 60 months after your bankruptcy, so once you reach that limit, it is over. (What Florida consumer wants to be in Chapter 13 bankruptcy for more than 5 years, anyway?)

All payments generally are made by ACH through a third party provider called TFS at

I can find solutions to keep clients on track with their bankruptcy filings in Florida.

What is the best way to ensure your payment plan in Chapter 13 is on time?

Setting up an ACH withdrawal through is the best way to ensure prompt payment each month.

I assist my clients from Central Florida with wage deduction orders on a regular basis to help the process go smoothly and correctly. Although wage deduction is unwelcome and unpleasant for most, statistics demonstrate it to be effective. According to the data, those who have wage deduction plans are more likely to complete their Chapter 13 bankruptcies than those who do not.

Call 407-749-0080 for a free consultation and learn how I can help today!

Frequently Asked Questions

Answers You Need

The following are the most common questions I get about Chapter 13 bankruptcies.

How much does a Chapter 13 bankruptcy lawyer cost?

How much a Chapter 13 bankruptcy lawyer charges depends on the complexity of the case.

How long does a bankruptcy take to be confirmed?

You can expect to wait between 60-70 days after filing to have your bankruptcy confirmed.

What happens if I miss a Chapter 13 payment?

If you miss a payment, the trustee will inform the court, which may dismiss your bankruptcy case.

If you have additional questions, you are welcome to reach out to me, and I will be glad to provide you with more information.

Get Help Understanding the Details of Your Bankruptcy Payment Plan

If you are dealing with Chapter 13 or related bankruptcy issues, it is crucial to reach out right away for legal assistance.

I can help you address your Chapter 13 payment plan concerns and any other bankruptcy-related issues that you may be dealing with in Florida.  Call 407-749-0080 today.

Bankruptcy Lawyer Lewis Roberts

Attorney Lewis Roberts

The weight of debts that one cannot pay carries financial stress into every waking moment. It is time for this to end. Lewis Roberts, PA, offers solutions to relieve these worries. With over 20 years of experience in helping individuals overcome the burden of debt, bankruptcy attorney Lewis Roberts presents a range of options tailored to each unique situation. Clients can trust his advice on any matter related to debts, as he identifies appropriate options and explains the paths to debt relief clearly and carefully. This ensures that clients make the best decisions for their future. [ Attorney Bio ]