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Orlando Attorney Lewis Roberts

Chapter 13 and Your Plan Payments

piggy bank floating

Was your Chapter 13 filed in Orlando or Jacksonville Bankruptcy Court?

If so, your payment plan is due within 30 days of filing your case. It does not matter if you haven’t attended your meeting of creditors yet – the trustee must receive your plan payment, and it’s your job to make sure the money is where it belongs.

If your payment does not arrive on time, you may have big problems with your Chapter 13 case.

Most Florida consumers are in a plan of 36 months or 60 months, depending on your income. Plans can not extend for more than 60 months after your bankruptcy, so once you reach that limit, it is over (which is good – what Florida consumer wants to be in Chapter 13 for more than 5 years?).

All payments must be made by money order or cashier’s check, or wage deduction – absolutely no personal checks will be accepted under any circumstances.

If you are going to send a money order or cashier’s check monthly, send it to:

If your Chapter 13 was filed in Orlando, Florida:

Laurie K Weatherford, Trustee
PO Box 1103
Memphis, TN 38101-1103

If your Chapter 13 was filed in Jacksonville, Florida:

 Douglas W. Neway, Trustee
PO Box 2079
Memphis, TN 38101-2709

What is the best way to ensure your payment plan in Chapter 13 on time?

A wage deduction order is the best way to ensure prompt payment each month. This means you have a portion of each paycheck sent directly to the Chapter 13 trustee as a credit against your monthly plan payment.

We help our Central Florida clients with wage deduction orders all the time, and that makes things much easier for everyone.

Statistics show that the successful completion of your Chapter 13 plan is much greater than people that do not have a wage deduction order.