People in Florida who turn to bankruptcy for relief often do so after months or years of financial stress. Unfortunately, scammers exploit that vulnerability. They pretend to offer legal help, but their goal is to take advantage of people at one of the hardest points in their lives. Avoiding bankruptcy scams in Florida: red flags […]
How Bankruptcy Affects Your Florida Professional License
If you’re a licensed professional in Florida going through bankruptcy, you might wonder if your medical, legal, or contractor’s license is at risk. How bankruptcy affects your Florida professional license depends on your specific situation, the type of bankruptcy, and how your licensing board views financial responsibility. A knowledgeable bankruptcy lawyer in Orlando, FL, can […]
Renting an Apartment in Florida During or After Bankruptcy
Financial setbacks affect many people at some point in their lives. When bankruptcy becomes the best option to recover stability, finding a new home can feel uncertain. Many Floridians worry about whether a past or ongoing bankruptcy will prevent them from renting a place to live. The truth is, renting an apartment in Florida during […]
Unique Considerations of Military Service Members and Bankruptcy in Florida
Military service members in Florida often carry responsibilities that extend far beyond civilian life. Financial pressure may grow for many reasons, and bankruptcy sometimes becomes the legal path that offers structure and relief. Service members often wonder how military allowances, deployments, benefits, and regulations might influence a bankruptcy case. The unique considerations of military service […]
Bankruptcy Options for Florida Small Business Owners Facing Personal Liability
Florida small business owners often carry a heavy financial burden when debts rise, income drops, or unexpected events disrupt operations. Many owners feel anxious about keeping their homes, protecting their families, and preserving what they worked so hard to build. Personal guarantees, sole proprietorships, and mixed finances often place both business and personal assets at […]
How Long After Bankruptcy Can You Qualify for a Mortgage?
Many people in Orlando face difficult financial times that lead them to consider filing for bankruptcy. Once the process is complete, they often wonder when they will be able to make big financial decisions again, such as buying a home. It’s a common question: “How long after bankruptcy can I qualify for a mortgage?” For […]
Filing Bankruptcy as a Senior in Florida: Special Protections and Challenges
Many seniors in Florida carry debt long after retirement. Rising medical needs, reduced income, and the pressure of keeping up with daily expenses often create financial strain. When bills stack up and solutions feel limited, filing for bankruptcy may give you a path forward. Seniors often want to protect their homes, retirement savings, and monthly […]
Debt Relief vs. Bankruptcy: What’s the Difference?
John, a hardworking father of two, had always been cautious with his finances. He worked a steady job and paid his bills on time, but a series of unexpected medical expenses and a job loss left him struggling to stay afloat. After months of trying to make ends meet, he began considering his options. Was […]
Does Bankruptcy Wipe Out Old Utility Bills and Cell Phone Debt?
When John lost his job, he thought he could catch up on his bills once he found work again. But months went by, and the late notices piled up. His electricity provider threatened disconnection, and his old cell phone account was sent to collections. By the time he started a new job, the overdue balances […]
Florida’s Wildcard Exemption: When and How You Can Use It
Florida’s wildcard exemption protects personal property up to a certain value in bankruptcy, especially if you do not use the state’s homestead exemption. Understanding how this exemption works can protect your financial future when you face Chapter 7 or Chapter 13 bankruptcy in Florida. A confidential case evaluation with Lewis Roberts, a Florida bankruptcy lawyer, […]