Financial setbacks affect many people at some point in their lives. When bankruptcy becomes the best option to recover stability, finding a new home can feel uncertain. Many Floridians worry about whether a past or ongoing bankruptcy will prevent them from renting a place to live. The truth is, renting an apartment in Florida during […]
Military service members in Florida often carry responsibilities that extend far beyond civilian life. Financial pressure may grow for many reasons, and bankruptcy sometimes becomes the legal path that offers structure and relief. Service members often wonder how military allowances, deployments, benefits, and regulations might influence a bankruptcy case. The unique considerations of military service […]
Florida small business owners often carry a heavy financial burden when debts rise, income drops, or unexpected events disrupt operations. Many owners feel anxious about keeping their homes, protecting their families, and preserving what they worked so hard to build. Personal guarantees, sole proprietorships, and mixed finances often place both business and personal assets at […]
Many people in Orlando face difficult financial times that lead them to consider filing for bankruptcy. Once the process is complete, they often wonder when they will be able to make big financial decisions again, such as buying a home. It’s a common question: “How long after bankruptcy can I qualify for a mortgage?” For […]
Many seniors in Florida carry debt long after retirement. Rising medical needs, reduced income, and the pressure of keeping up with daily expenses often create financial strain. When bills stack up and solutions feel limited, filing for bankruptcy may give you a path forward. Seniors often want to protect their homes, retirement savings, and monthly […]
John, a hardworking father of two, had always been cautious with his finances. He worked a steady job and paid his bills on time, but a series of unexpected medical expenses and a job loss left him struggling to stay afloat. After months of trying to make ends meet, he began considering his options. Was […]
When John lost his job, he thought he could catch up on his bills once he found work again. But months went by, and the late notices piled up. His electricity provider threatened disconnection, and his old cell phone account was sent to collections. By the time he started a new job, the overdue balances […]
Florida’s wildcard exemption protects personal property up to a certain value in bankruptcy, especially if you do not use the state’s homestead exemption. Understanding how this exemption works can protect your financial future when you face Chapter 7 or Chapter 13 bankruptcy in Florida. A confidential case evaluation with Lewis Roberts, a Florida bankruptcy lawyer, […]
Florida’s Tenancy by the Entirety Law protects married couples in bankruptcy by making jointly owned assets off-limits to creditors, but only if the debt is owed by just one spouse and not both. This rule gives couples a significant legal advantage, allowing family homes or shared accounts to stay out of a bankruptcy trustee’s reach […]
What happens to your tax refund during bankruptcy in Florida depends on several moving parts, including the filing timing, the bankruptcy chapter, and how exemptions are applied. Florida tax refund and bankruptcy questions spark genuine concern for many, especially when those funds were already earmarked for important expenses. The rules around a tax refund during […]
Take the step of calling us or filling out our contact form. We will personally make sure someone contacts you within 4 business hours to help you get on your way to answering your questions.
Lewis Roberts, PA
1540 International Pkwy #2000
Lake Mary, FL 32746