bunnell Archives - Bankruptcy Attorney Orlando | Student Loan Attorney Orlando

Credit Card Lawsuits, Debt Settlement, and Other Updates

Lewis Roberts, Florida Bankruptcy Lawyer2017-01-20T00:06:01-05:00

I have blogged in the past regarding credit card debt lawsuits and debt settlement. A recent article in the Sun Sentinel shows that credit card companies and debt buyers are trying harder to collect. Small claims courts in Broward and Palm Beach counties are reporting a spike in the number of cases against debtors, who typically owe between $2,000 to $4,000. Some judges say they are handling more than 25 such cases a week, compared [...]

Credit Card Lawsuits, Debt Settlement, and Other UpdatesLewis Roberts, Florida Bankruptcy Lawyer2017-01-20T00:06:01-05:00

Can I Go to Jail If I Don’t Pay My Debts?

Lewis Roberts, Florida Bankruptcy Lawyer2017-01-20T00:06:01-05:00

Many people think they can go to jail (debtor's prison) for not paying their debts. This is not true. It is your right to ignore a lawsuit, if you want to – up to a certain point. I don’t think that is a very good strategy, but it is your right. If for whatever reason you don’t want to fight a lawsuit against you, it can be ignored. But a judgment will likely be entered [...]

Can I Go to Jail If I Don’t Pay My Debts?Lewis Roberts, Florida Bankruptcy Lawyer2017-01-20T00:06:01-05:00

New Credit Bureau Policy May Help Repair Your Credit Score

Lewis Roberts, Florida Bankruptcy Lawyer2017-01-20T00:06:01-05:00

A recent Fox 35 Orlando news story shows how Experian's new credit reporting policy can actually help improve one's credit score after losing a home to foreclosure. News that the Experian Credit Agency is the first to count rental histories when calculating one's credit score, is the first solid bit of hope she's had in awhile. The woman featured in the news piece lost her home to foreclosure, rented a similar house literally around the [...]

New Credit Bureau Policy May Help Repair Your Credit ScoreLewis Roberts, Florida Bankruptcy Lawyer2017-01-20T00:06:01-05:00

Using Chapter 13 Bankruptcy to Modify Your Car Loan

Lewis Roberts, Florida Bankruptcy Lawyer2017-01-20T00:06:01-05:00

Florida Chapter 13 cases often come with questions about car loans. My clients frequently own or are financing an automobile, and are worried about losing their car when they file a Chapter 13 case. The good news is that when you file for Chapter 13 bankruptcy in Florida, there may be a way to get relief from car loans with high payments, high interest, or loan amounts that are greater than the value of the car. [...]

Using Chapter 13 Bankruptcy to Modify Your Car LoanLewis Roberts, Florida Bankruptcy Lawyer2017-01-20T00:06:01-05:00

Does the Bankruptcy Trustee Come to My Home?

Lewis Roberts, Florida Bankruptcy Lawyer2017-01-20T00:06:01-05:00

No, the bankruptcy trustee, in either chapter 7 or chapter 13, does not come to your home. Pretty quick answer, right? In over a thousand Florida bankruptcy filings to my name, only 1 client has had a bankruptcy trustee's representative appear at the debtor's home for an inspection. This was due to a misunderstanding at the meeting of creditors. The potential for a home visit is extremely rare and usually would be due to suspicion of [...]

Does the Bankruptcy Trustee Come to My Home?Lewis Roberts, Florida Bankruptcy Lawyer2017-01-20T00:06:01-05:00

Driver’s License Suspension? Bankruptcy May Help!

Lewis Roberts, Florida Bankruptcy Lawyer2017-01-20T00:06:01-05:00

Can you imagine life without a driver's license? Maybe yours has already been suspended? Well, bankruptcy may be able to help you keep your driver's license, or help you get your driver's license back if it has already been suspended. The most common situation is when someone does not have insurance and gets into an accident. When that person is not able to pay the judgment, the insurance company for the other driver will usually [...]

Driver’s License Suspension? Bankruptcy May Help!Lewis Roberts, Florida Bankruptcy Lawyer2017-01-20T00:06:01-05:00

Chapter 13 Bankruptcy and Your Car Payment

Lewis Roberts, Florida Bankruptcy Lawyer2017-01-20T00:06:01-05:00

Florida Chapter 13 cases often come with questions about cars. Our clients frequently own or are financing an automobile, and are worried about losing their car when they file a Chapter 13 case. The good news is that when you file for Chapter 13 bankruptcy in Florida, there may be a way to get relief from car loans with high payments, high interest, or loan amounts that are greater than the value of the car. If [...]

Chapter 13 Bankruptcy and Your Car PaymentLewis Roberts, Florida Bankruptcy Lawyer2017-01-20T00:06:01-05:00

Bankruptcy Exemption Planning: What To Do or What Not To Do

Lewis Roberts, Florida Bankruptcy Lawyer2017-01-20T00:06:01-05:00

I will be discussing some things to do and not to do before filing bankruptcy. Or, it can be considered exemption planning. First thing not to do before filing bankruptcy - pay friends or relatives money that you owe them. This is called a preference. You cannot choose to pay your friends or relatives back money that is owed to them in preference to all of your other creditors. In the eyes of the bankruptcy [...]

Bankruptcy Exemption Planning: What To Do or What Not To DoLewis Roberts, Florida Bankruptcy Lawyer2017-01-20T00:06:01-05:00